Shang – Save My Cents

Personal finance

Featured: How to prepare for a recession

Honored to be featured today in this article on CNET where I discuss ...

Personal finance

New: Budgeting 101 Course

Starting on your financial journey means that maintaining a budget is a must ...

Personal finance

Free Online Class: What the tax

I will be holding a live and free online class via Zoom to ...

Personal finance

My top tax tips over the years

The first year I ever filed taxes I tried to do it by ...

Personal finance

Our last round of IVF

In 2021 when I went through IVF to have our second child, we ...

Personal finance

Save My Cents Features: Ruowen Huang Livestream, The Jeff Kung Show

Save My Cents is honored to have been featured on the Ruowen Huang ...

Personal finance

What accounts can you use to save for kids?

Before you read this page, I wanted to highlight a few strong “rules” ...

Travel

A $25K ten-day luxury trip to Japan

Introduction Every year, the Save My Cents (Shang and her husband) take a ...

Travel

Hawaii: 8 days, 7 nights, 4 adults, 2 kids

This is our fourth trip to Hawaii, and the one where we brought ...

Capsule wardrobe

My 2023 Clothing Spend

We’re back for one of the annual blogs which is a summary of ...

Personal finance

How much extra do our two kids add to the monthly budget?

Now that it’s been a year of having two kids, I have a ...

Personal finance

We’ve spent over $90K on what?

Since October 2020, the Save My Cents have spent more than $90K in ...

Early Retirement

Featured: My FIRE story on Bankrate

I’m very pleased to let you know that my story to FIRE has ...

Retirement

Should I wait to do a rollover if my investments are down?

Great question recently from a coaching client: “I am about to move forward ...

Travel

Our nearly $20K 10-year anniversary trip

Fall 2023 was when the Save My Cents celebrated 10 years married. For ...

Personal finance

Low cost Orange County family things to do

I’ve now lived in Orange County, California for a year. It’s flown by ...

Personal finance

Featured: HuffPost, BankRate, and CNBC Select

The Huffington Post recently published an article you’ve gotta see that is full ...

Personal finance

Update: our monthly non-rent costs in Socal

The theme of this post is: Lifestyle inflation! {for new readers, BB = ...

Personal finance

Save My Cents featured on BlogHer

Save My Cents was featured by BlogHer in its insightful article “Women Leaders ...

Early Retirement

Why I left the corporate life

“You should write your obituary and then try to figure out how to ...

Travel

How we travel: Las Vegas

We took a 3 days 2 nights trip to Las Vegas in May, ...

Personal finance

Masterclass Express

How does the class differ from Save My Retirement Masterclass?

Personal finance

Personal finance creators and resources on FIRE and debt free living

Save My Cents helps people with their money one cent at a time ...

Personal finance

Is this $1,700 baby bassinet worth renting?

Both my kids are horrible sleepers as infants. There’s no such thing as ...

Personal finance

Save My Cents featured in Nasdaq and Motherly

Save My Cents was highlighted in recent articles on Nasdaq and Motherly. Read ...

Personal finance

The most expensive gift I bought myself

I don’t own a lot of stuff for myself. Nor does hubby. Yes, ...

Investing

Your financial advisor is not legally required to invest in your best interest

Did you read that right? Yep. There is no law in the United ...

Travel

A $6,500 resort vacation in Kauai – we spent $700

Travel hacking is when you use reward points (from credit cards, loyalty programs) ...

Personal finance

Give Her Dollars podcast ft. Save My Cents

I am so excited that I was able to spend time with Thamina ...

Personal finance

Actually, buying a home can be throwing money away

I got to hand it to the real estate industry for making everyone ...

Personal finance

Capsule wardrobe: What it is, and how to have one of your own

One of the categories where I pared back my own personal spending tremendous ...

Early Retirement

How a bad 2022 health-wise made me rethink FIRE

I’ve known for a couple years that many FI/RE (financial independence, retire early) ...

Personal finance

Don’t skip out on estate planning – stories from my audience

** This blog post is not legal advice, I am not an estate ...

Early Retirement

Congress has made changes to how retirement works

At the end of 2022, Congress passed a $1.7T spending bill which also ...

Capsule wardrobe

My 2022 Clothing Spend

The main themes this year 2022 my clothing (and accessories) purchases followed two ...

Personal finance

Focus on the right things when prepping for a newborn

My husband and I made the fateful decision 9 years ago to learn ...

Personal finance

Stop cooking to recipes – my stupidly simple meal prep method

I meal prep for my family at the cost of ~$500 a month ...

Early Retirement

How to do a Backdoor Roth IRA

* This post has been updated with numbers and relevant information for tax ...

Personal finance

How to think about children expenses

It seems like expenses go up the moment you have kids. That’s true, ...

Investing

Retirement in the U.S. in a nutshell

Let’s. stop. overcomplicating. things. Yes, there are a lot of ways to save ...

Personal finance

Non-U.S. Personal Finance Bloggers

This list will be updated whenever I can. To contribute, let me know ...

Personal finance

Our monthly non-rent costs in Socal

2.5 months into moving to socal, the initial flurry of furnishing the home ...

Personal finance

Featured: “NextUp: The 25 Most Influential New Voices of Money”

I’m so excited I was named to NextAdvisor’s inaugural list of the 25 ...

Personal finance

Fun and frugal: BBs third birthday party

BB’s birthday was in October, and we invited over a few of our ...

Early Retirement

Is My Money Stuck in My Retirement Accounts?

It is a very common misconception that once we put money away for ...

Personal finance

How we spent $400+ on extras in September

Today I write this blog post on the 25th of September. We moved ...

Personal finance

My Five Favorite Productivity Hacks

Financial success is a process. As with any project or goal, the first ...

Personal finance

How much it cost for us to move cross country

The Save My Cents – hubby, me (pregnant), BB, and our two cats, ...

Investing

9 things I wished I knew about buying a co-op

A big thanks to “T” from my Save My Cents community for all ...

Personal finance

Baddie B Club ft. Save My Cents

I am so excited that I was able to connect with Brianna Dunbar, ...

Personal finance

How to Do a No Spend Challenge—and Actually Stick to It

If you have ever struggled to stick to a “no spend challenge” (or ...

Investing

Financial Advisors versus Robo-Advisors

One of the most common questions I get here at Save My Cents ...

Personal finance

Inbox Zero: 9 Easy Steps to Manage your Emails

To anyone who has thousands of unread emails crowding their inbox – there ...

Investing

How compound interest works for (and against) you in personal finance

Albert Einstein once said that compound interest is the eighth wonder of the ...

Personal finance

Funding your retirement vs. funding children’s education

Many American parents face a very difficult decision: Should they fund their own ...

Travel

Snapshot Review: Sala VIP Miro Lounge, Barcelona El Prat Airport

The Save My Cents just recently returned from our babymoon to Barcelona for ...

Early Retirement

Why the Save My Cents are moving to Orange County, California

As of September 1, we will become residents of Orange County, California. The ...

Travel

Babymoon 2: Barcelona and Costa Brava

In summer 2022, I spent 10 days traveling through Spain with my husband ...

Personal finance

The biblical case for getting out of a financially abusive marriage

Here at Save My Cents, I have a passion for spreading awareness of ...

Personal finance

If Your Wallet Could Talk ft. Save My Cents

I am so excited that I was able to connect with Tiffany Yu, ...

Retirement

I left my job. What should I do with my retirement fund?

Did you leave a job recently? Now’s a great time to take a ...

Investing

WTF Markets?

There has been a lot of talk about our current bear market. Unless ...

Investing

Four reasons why you should NOT buy a house in a HCOL area

Over the years, homeownership has been sold as the American Dream. If you ...

Personal finance

Marriage and money

This post may include affiliate links. It costs you no money to click ...

Early Retirement

Early Retirement: Maxing Out My Tax Accounts for Max Tax Savings

If you have been following me for a while, you know that I ...

Capsule wardrobe

My 2021 Clothing Spend

From 2013-2020 I pulled back on my wardrobe. I eventually got my annual ...

Personal finance

In her own words: A survivor of financial abuse shares her story

Introduction: Today’s post features a guest blogger, Emily (@emilyherself on Instagram), who reached ...

Investing

Why I am happy with “average investing returns”

In my opinion, the best life lived is one that is quiet. Same ...

Personal finance

Four Recent NextAdvisor Articles that Featured Save My Cents

The mission of Save My Cents is to help people with their money ...

Investing

Five basic concepts you need to know about investing

Investing can sound intimidating, but when you take time to learn some basic ...

Travel

Our 4 day, 3 night trip to Boston

We piggy backed on a work trip that my husband took to Boston ...

Early Retirement

How I became a millionaire in my early 30s

Recently, I had the honor of being featured by Business Insider. In this ...

Travel

How we travel hacked Hawaii

In 2018 the Save My Cents (just my husband and myself) flew from ...

Personal finance

Featured: NextAdvisor, Real Simple, Acorns + CNBC Grow

This past month everything was hitting differently in so many different (and good) ...

Early Retirement

Featured: NextAdvisor names SaveMyCents as one of 10 financially savvy moms to follow

So incredibly honored to have been spotlighted by NextAdvisor, which is a dream ...

Travel

Differences between key travel hacking credit card types

Shang’s note: Today’s travel hacking post is written by none other than my ...

Travel

How to manage your credit score when travel hacking

Shang’s note: Today’s introductory travel hacking post is written by none other than ...

Travel

Our best travel hack: a luxury vacation worth over $20K

I’ll admit I’m really bad about tracking how much our travel hacking is ...

Travel

Travel hacking: An introduction

Who likes getting things for free? :: raises hands :: I began traveling ...

Debt

From bankruptcy and food stamps, to fully funding a retirement

In today’s guest post, Kelly Wallace shares how her debt drove her to ...

Personal finance

Guest post: How I Made $53,000 in Side-Hustles

Side hustling is a great way for someone to diversify income streams and ...

Career

Featured: Burntout to Badass Podcast

Wow talk about an honor being one of the earliest on a new ...

Personal finance

Guest post: Debt freedom vs. Generational Wealth

In this guest blog post, I’m so excited to have Joslyn share the ...

Personal finance

Guest post: Confessions of a Money Coach

Today I’m excited to share a guest post from a fellow money coach. ...

Career

Guest post: The Pros and Cons of Applying to Business School in a Recession

I’m honored to introduce you all to Ritika of Practical Bloggers. Ritika was ...

Personal finance

Advice I would give to high school students

I had the honor recently of dropping in on a high school club ...

Personal finance

Car Maintenance Does Not Need to Be Hard

In the months that I have been spending in Southern California, all I ...

Personal finance

Renovating in NYC: Part 4 of ?

Who knew that after getting approval from the DOB, it would take another ...

Personal finance

How this blog reader plans meals easily using Google Calendar

When I was blogging about how to keep food costs low on Instagram, ...

Investing

529: The College Saving Plan

How the Save My Cents approach 529s We always wanted children and true ...

Investing

Is investing in the stock market really complicated?

When we think of stock investors, we think of intense brokers on the ...

Debt

Save money and don’t go into debt this holiday season

You should not go into debt for the holidays This is my only ...

Debt

Food prices are rising, here’s what to do about it

Your eyes are not deceiving you, food prices have increased. The main driver ...

Debt

Your spending problem could be a psychological problem

There are 3 parts to wealth building according to Save My Cents: 1) ...

Personal finance

Last Twelve Month Average – the Magic Metric

The Save My Cents don’t budget by month. I mean, while we have ...

Personal finance

Latest media features

Honored and excited to share a few times that I have been featured. ...

Debt

When to consider refinancing your student loans

You don’t need to be stuck with the student loans and interest rates ...

Personal finance

Renovating in NYC, part 3 of ?

The slow paperwork slog continues. I learned a lot this past month about ...

Career

7 Important Career Moves You Should Make Before You Turn 30

One of the three pillars of Save My Cents’s framework for financial success ...

Free Download

10 Steps to Student Loan Freedom – free guide

Student loans. They’re complicated (sometimes I think on purpose), not easy to pay ...

Career

They found purpose in creating books they did not have

What happens when you put two extremely capable, talented mothers together with a ...

Investing

Wealth draining forces: inflation and depreciation

Once I understood the concepts of inflation and depreciation, it was as if ...

Travel

How we earned over 100,000 Citi Thank You Points

Travel hacking is the act of getting free travel via credit card reward ...

Early Retirement

Why You No Doctor Podcast

I had the honor of being interviewed by Dominic Zhai on his podcast, ...

Travel

How we made over $1,000 with the BofA Premium Rewards Visa

Mr. SMC and I love travel hacking – the usage of credit card ...

Personal finance

Our baby’s first year costs

I’m going to go through, in as much detail as possible, how first ...

Personal finance

Renovating in NYC: Part 2 of ?

August came and went quietly. July 27: We responded to comments made by ...

Personal finance

Featured: Kiplinger – Fresh Voices in Personal Finance

I am honored to have been one of three bloggers documented in this ...

Retirement

Save My Retirement Masterclass

How does the class work? Class registration opens few times a year The ...

Early Retirement

Guest appearance, @nerdsguidetofi Podcast

I am so excited that I was able to connect with Sarah, one ...

Debt

Most common ways to save money: Food

This is the mindset I am talking about: Food is fuel. The quality ...

Retirement

Retirement account vs. investment – the difference

This is a very common source of confusion for many people who ask ...

Retirement

Are you paying attention to your public pension?

In the United States, around 20% of the workforce are considered public sector ...

Personal finance

Renovating in NYC: Part 1 of ?

When we bought our home we knew we wanted to do a renovation. ...

Career

Five startup secrets that are not really secret

Every hour these days I’m being served some advertisement that promises that if ...

Personal finance

SAHM: your economic value is over $200K a year

“I feel like by staying at home I am not adding any value ...

Career

Feature: The COO of a company that helps you save money

It takes experience to run a startup. Many entrepreneurs I know are serial ...

Personal finance

This YouTuber shows $10K of stuff that makes her happy

So I’ve never done this, but I’m going to break something down for ...

Debt

Lessons learned from when I owed thousands on my tax return

A few years after I began my photography side hustle, I worked with ...

Personal finance

Baby’s first year: A few of my favorite things

Children cost money. Full stop. So we have been buying a bit more ...

Personal finance

Budgeting: Help, I need to get my significant other on board

You’ve made your first budget by using the free spreadsheet in this blog, ...

Debt

Feature: The journey of paying off $1M of debt – Naseema of Financially Intentional

I first learned about Naseema’s story when I heard about her on MissBeHelpful’s ...

Retirement

FIRE: From $1,700 to $1,200 a month in non-rent spending

In 2013, everything changed. I got married to Mr. Save My Cents, moved ...

Retirement

Retirement: Maxing out the 401(k) over 13 years of employment

Over the years I have always made it a priority of maxing out ...

Personal finance

Retirement: The great Roth vs. traditional debate

More than once, I have seen the Roth vs. traditional debate paralyze someone ...

Debt

Budgeting: What counts as savings?

My husband and I typically calculate a savings rate for an entire year ...

Debt

Budgeting: Five reasons why your budget is not working

So you’ve created your first budget, and you’ve been tracking for a few ...

Debt

Budgeting: How to start with your first budget

Your first budget does not need to feel daunting. It simply has to ...

Retirement

Retirement: Why tax advantaged accounts matter

In this ideal world – a world without taxes, we would be able ...

Debt

Five Weeks to Abundance Digital Course

In 2013, I began drastically pulling back on expenses while attempting to upgrade ...

Learn how to get debt free and achieve FIRE

Early Retirement

How I Found Peace in a Time of Uproar

Covid-19, record levels of unemployment, lives brought to a standstill, lives lost, unstable ...

Debt

Credit Card Debt vs. Emergency Fund – which one?

Today’s very informative post comes from a guest blogger, Patricia Sanders! Patricia Sanders ...

Personal finance

Should I do this or do that?

Personal finance is a series of trade-offs. And sometimes, the trade-offs are not ...

Career

Long-term unemployment sucks. We’ve been there

Both Mr. Save My Cents and I know something about being rejected countless ...

Early Retirement

My journey to work optional / FIRE in one graphic

Recently I presented to a college group on the importance of maintaining mental ...

A sunny fall day in Central Park

Personal finance

How time blocking keeps my life sane

Ever wonder where your day went? How did things not get done? Work ...

Personal finance

How a scrappy internet entrepreneur created a lower-cost 401(k) provider for startups

In the United States, the 401(k) is the most popular employer-sponsored plan available ...

Debt

Why we stay in credit card debt cycles – triggers

Credit card debt is one of the most toxic forms of debt to ...

Career

30 side hustle gig ideas

There is, in my opinion, no shame in the hustle. We all land ...

Career

WFH office tips – guest post by New York at Home

Repeat guest blogger alert! It is no secret that Diane Lowy, founder of ...

Capsule wardrobe

FAQ on my Capsule Wardrobe

I had a fun Ask Me Anything on Instagram on my capsule wardrobe ...

Personal finance

Money Mantras You Need Now and Forever

This video was originally recorded for a virtual financial summit. Due to audio ...

Early Retirement

Media feature: Is FI/RE possible with coronavirus?

Oh hey. I made it to national media again, much thanks to Fox ...

Career

Transition into a New Field ASAP: Identifying and Using Your Transferable Skills

As part of the Save My Cents ongoing free career content series, I ...

Investing

Shang on TV – why are the markets volatile and what can you do financially right now?

I had the honor and pleasure of appearing on FOX-2 in Detroit, as ...

Career

Finding a Purpose Driven Career with Find Your Voice

What are my strengths? How can I define my passion? How can I ...

Career

The Art and Science of Resumes

This is a guest blog post written by Marlena Holden, a wonderful human ...

Career

The Art and Science of Cover Letters

This is a guest blog post written by Marlena Holden, a wonderful human ...

Travel

Traveling from the end of world – staying calm and socially distant on a 30 hour journey home

We ended #wecanyolonow on March 15 and raced home to the midwest (where ...

Investing

Real estate investing in New York – fireside chat with JLC & Associates

Today’s interview comes from someone who has been instrumental to my own journey ...

Travel

#wecanyolonow part 2, week 1 – Fiji

This post may contain affiliate links from which Save My Cents receives compensation. ...

Travel

Nine essential travel items I loved while traveling with my two / three / four month old baby

This post may contain affiliate links. Save My Cents may be compensated if ...

Personal finance

Boss lady advice I gave to middle school girls

This week I had the honor of being invited to present via video ...

Travel

#wecanyolonow Week 7 – Oahu, HI

This post may contain affiliate links from which Save My Cents receives compensation. ...

Travel

#wecanyolonow Week 6 – Oahu, HI

This post may contain affiliate links from which Save My Cents receives compensation. ...

Travel

#wecanyolonow Week 5 – Oahu, HI

This post may contain affiliate links from which Save My Cents receives compensation. ...

Travel

#wecanyolonow Week 4 – Maui, HI

Includes travel costs, travel hacking tips, a full 5 day Maui itinerary, and ...

Early Retirement

#wecanyolonow Week 3 – Orange County, CA

This week we enjoyed some more Orange County food spots and also made ...

Early Retirement

#wecanyolonow Week 2 – Orange County, CA

It was not always conscious, but in the second week, we pared way, ...

Capsule wardrobe

2019 clothing cost tally

How much did Shang spend on clothing this year?

Early Retirement

#wecanyolonow Week 1 – Orange County, CA

First week - costs of travel, lodging, and food

Early Retirement

#wecanyolonow – the introduction

Introduction to an around the world trip the Savemycents are taking

Personal finance

Everything you need to know about creating an emergency fund

Life is unpredictable! The emergency fund (EF) is incredibly powerful because it helps ...

Personal finance

Healthcare coverage negotiating tips

Healthcare. Over the years I’ve come to regard the American healthcare system as ...

Personal finance

Featured: Journey to Launch Podcast

I’m honored to be featured today on Episode 122 of the ever talented ...

Personal finance

The cost of IVF in New York City

For those who are following me on my main blogging platform, Instagram, you’ll ...

Capsule wardrobe

2018 clothing cost tally

Here’s my 2018 clothing spend tally. I beat my 2017 spending even with a ...

Debt

Setting healthy boundaries in life with other people

This is me speaking as an internet therapist, with no licensing and no ...

Personal finance

That time Facebook permanently deleted me, a user since day one

Sometime overnight on March 6, as I was unwinding from a long day ...

Debt

Trigger, Action, Reward – how to curb your emotional spending

You ever heard of the HALT framework above? I didn’t make this ...

Early Retirement

2018 Fiscal Year Review

Mr. Savemycents and I finally finished tallying our spend in 2018 and are ...

Personal finance

Your home has a job for you – guest post by New York at Home

I’m so pleased to present a guest post about making wherever you live ...

Debt

How to reverse the science of marketing when buying clothes – promotion

Part of a multi-part series: Introduction Product Price Promotion Place I left Promotion ...

Retirement

How we are saving 5 figures of money this year by donating index funds

I’d often seen on charity donation pages the ability to donate stock, and ...

Debt

Not keeping up with the Joneses in New York City

Today we went out for desserts that cost $20 each. Spoiler alert. They’re ...

Debt

How to make more money side hustling

I was recently published in this Forbes special piece about side hustling. ...

Debt

The Abundance Mindset

Photo courtesy of The Now NYC I grew up with an abundance mindset. ...

Investing

The first 10 baby steps towards investing

There’s a whole reason why people write books on investing. It is because ...

Personal finance

How it took 4 months to get thousands of dollars of co-op taxes returned from NYC

Given how little literature is out there, I’m going to record and give ...

Personal finance

How to sell your clothing on Poshmark

Selling clothes is a great way to simplify your closet, earn a little ...

Personal finance

What I learned from a weekend in Los Angeles with no car

A few years ago, if you told me that I could get around ...

Personal finance

Budget Friendly Ways to Have Fun in New York City

The following is a guest blog from Caroline, who is a multi-talented creative ...

Investing

My first 401k – from $45K to $115K in 10 years

The path towards financial independence / retiring early (FIRE) requires two things: Reducing ...

Early Retirement

Life is unfair. Use unfair advantages

Have you often looked at someone who got a really great deal on ...

Personal finance

Healthy Meal Planning on a Budget – Part 3 of 3 – Sample Menu

I’m so honored to have my friend Alexandra Nasto guest blog for us ...

Personal finance

Healthy Meal Planning on a Budget – part 2 of 3 – Cost Saving Tips

I’m so honored to have my friend Alexandra Nasto guest blog for us ...

Personal finance

Healthy Meal Planning on a Budget, part 1 of 3 – How to plan

I’m so honored to have my friend Alexandra Nasto guest blog for us ...

Capsule wardrobe

Capsule Wardrobe: Spring 2018

The last time I showed my closet was back in October 2016, so ...

Personal finance

How to reverse the science of marketing when buying clothes – Place

Part of a multi-part series: Introduction Product Price Promotion Place “Place” to a ...

Personal finance

You filed your taxes. Here’s how to prepare for next year

Tomorrow (April 17) is the official deadline to file taxes in the United ...

Recipes

$5 recipes: Instant Pot chili

I need to get into a better habit of taking photos of the ...

Travel

2018 Travel Hacking

Travel is one of the things we love the most. Spending money, is ...

Recipes

$5 meal ideas – Vietnamese spring rolls

The bulk of the time prep for this is in the chopping. Then ...

Personal finance

Save My Cents x Smart Women Invest Podcast

I just did my first podcast y’all! There is so much information for ...

Debt

How to reverse the science of marketing when buying clothes – Price

Part of a multi-part series: Introduction Product Price Promotion Place Price is a ...

Recipes

Meal Planning 101: Setting up your kitchen

After rent, one of largest spending categories over which I have control in ...

Personal finance

Save My Cents x She Will Rise Q&A

Earlier this week, I had the privilege of presenting an introduction to personal ...

Recipes

$5 meal ideas: Frozen dumplings

Today’s $5 meal idea involves boiling water! Quite literally! For far less than ...

Debt

Sample $40 per person per week grocery budget

Below is a real life example of a grocery plan I drew up ...

Debt

10 ideas for a financial detox

It’s January! Historically, within the Save My Cents club, the month of January ...

Capsule wardrobe

How I dress for a 6-figure salary on a 3-figure budget

When I made my first clothing budget in 2007, I had a $150 a month clothing ...

Debt

How to reverse the science of marketing when buying clothes – Product

Part of a multi-part series: Introduction Product Price Promotion Place One of ...

Debt

How to reverse the science of marketing when buying clothes

Part of a multi-part series: Introduction Product Price Promotion Place I call my ...

Debt

Using a plug to save for what matters

So you just set up your budget. You added up your monthly spending ...

Capsule wardrobe

Stage 3 of a capsule wardrobe: Build. Slowly.

The key to having a minimalist capsule wardrobe is knowing exactly what you ...

Debt

How to save money but avoid being a hermit?

The above question came through one of my friends a few weeks ago ...

Capsule wardrobe

Stage 2 of a Minimalist Wardrobe: Day parts

You got rid of a bunch of old clothes when I explained how ...

Capsule wardrobe

How I designed my capsule wardrobe to fit my NYC closet

One of the top reasons why I went to a capsule wardrobe was ...

Recipes

Ten kitchen basic ingredients to help you cook cheaply

What is so wonderful about each of the ingredients below is that they ...

Personal finance

Your dreams are the beginning of personal finance

A very common question I receive is: How do I even start? I ...

Debt

How to battle vacation envy

Let’s talk about that feeling you get that rises in your chest and ...

Recipes

The Basic Kitchen

After rent, one of largest spending categories over which you have control is ...

Personal finance

My No-Spend Challenge for the Winter

January and February are great months for fast starting savings because there are fewer ...

Personal finance

Five small joys under $10 per person

Everyone needs a little bit of joy in their lives. We are human ...

Personal finance

Book Review: Rich Dad Poor Dad by Robert Kiyosaki

One of the oldest and most classic personal finance books, this book reads ...

Personal finance

How to read your paycheck

The first thing you want to know when getting into personal finance, is ...

Capsule wardrobe

Stage 1 of a minimalist wardrobe: Edit down

The day I moved out of college, my parents remarked that I “had ...

Capsule wardrobe

30 outfits using 30 pieces of clothing

In December, I challenged myself to create 30 unique outfits from the 30 ...

Learn Financial Freedom

Personal finance

Money Lessons from Sallie Krawcheck and The Fiscal Femme

This past weekend I had the incredible luck to share the stage with ...

Debt

How to stay on top of holiday shopping and opt outside

What does Black Friday (or holiday shopping in general) feel like to you? ...

Recipes

$5 recipes: Egg drop veggie soup

Ingredients and approximate cost 1 cube of chicken bouillon – $0.08 1 box ...

Capsule wardrobe

Minimalist Wardrobe: October 2016

Starting this year, I became inspired to have a capsule wardrobe, or as ...

Personal finance

Inflation: The time value of money

One of the most basic assumptions we have to make in personal finance ...

Early Retirement

Why Save My Cents

A couple years ago I came to the conclusion that it was very unlikely ...

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