Personal finance

Admin Night September 2026

I’m a mom of 3 kids, primary parent, run a multi-million dollar household, and a 6-figure business. ...

Travel

How we travel for free – our strategy

I get a lot of questions all the time about what are my favorite credit cards and ...

Personal finance

Featured: How to prepare for a recession

Honored to be featured today in this article on CNET where I discuss how to prepare yourself ...

Personal finance

New: Budgeting 101 Course

Starting on your financial journey means that maintaining a budget is a must have in your money ...

Personal finance

Free Online Class: What the tax

I will be holding a live and free online class via Zoom to help people answer personal ...

Personal finance

My top tax tips over the years

The first year I ever filed taxes I tried to do it by hand. Let’s just say, ...

Personal finance

Our last round of IVF

In 2021 when I went through IVF to have our second child, we had one more embryo ...

Personal finance

Save My Cents Features: Ruowen Huang Livestream, The Jeff Kung Show

Save My Cents is honored to have been featured on the Ruowen Huang livestream and will be ...

Retirement

What accounts can you use to save for kids?

Before you read this page, I wanted to highlight a few strong “rules” that I adhere to ...

Personal finance

How much extra do our two kids add to the monthly budget?

Now that it’s been a year of having two kids, I have a good grasp now of ...

Personal finance

We’ve spent over $90K on what?

Since October 2020, the Save My Cents have spent more than $90K in total on… Childcare. Now, ...

Personal finance

Low cost Orange County family things to do

I’ve now lived in Orange County, California for a year. It’s flown by – with December through ...

Personal finance

Featured: HuffPost, BankRate, and CNBC Select

The Huffington Post recently published an article you’ve gotta see that is full of helpful info on ...

Personal finance

Update: our monthly non-rent costs in Socal

The theme of this post is: Lifestyle inflation! {for new readers, BB = almost 4 years old, ...

Personal finance

Save My Cents featured on BlogHer

Save My Cents was featured by BlogHer in its insightful article “Women Leaders Share: The Money Advice ...

Personal finance

Masterclass Express

How does the class differ from Save My Retirement Masterclass?

Personal finance

Personal finance creators and resources on FIRE and debt free living

Save My Cents helps people with their money one cent at a time to get you to ...

Personal finance

Is this $1,700 baby bassinet worth renting?

Both my kids are horrible sleepers as infants. There’s no such thing as them just falling asleep ...

Personal finance

Save My Cents featured in Nasdaq and Motherly

Save My Cents was highlighted in recent articles on Nasdaq and Motherly. Read on for special ways ...

Personal finance

The most expensive gift I bought myself

I don’t own a lot of stuff for myself. Nor does hubby. Yes, we have a well ...

Personal finance

Give Her Dollars podcast ft. Save My Cents

I am so excited that I was able to spend time with Thamina Stoll, and talk about ...

Personal finance

Actually, buying a home can be throwing money away

I got to hand it to the real estate industry for making everyone believe that owning a ...

Personal finance

Capsule wardrobe: What it is, and how to have one of your own

One of the categories where I pared back my own personal spending tremendous and have successfully kept ...

Personal finance

Don’t skip out on estate planning – stories from my audience

** This blog post is not legal advice, I am not an estate planning lawyer. If you ...

Personal finance

Focus on the right things when prepping for a newborn

My husband and I made the fateful decision 9 years ago to learn to live off of ...

Personal finance

Stop cooking to recipes – my stupidly simple meal prep method

I meal prep for my family at the cost of ~$500 a month in groceries. On top ...

Personal finance

How to think about children expenses

It seems like expenses go up the moment you have kids. That’s true, but not all expenses ...

Personal finance

Non-U.S. Personal Finance Bloggers

This list will be updated whenever I can. To contribute, let me know by email info@savemycents.com The ...

Personal finance

Our monthly non-rent costs in Socal

2.5 months into moving to socal, the initial flurry of furnishing the home and getting established has ...

Personal finance

Featured: “NextUp: The 25 Most Influential New Voices of Money”

I’m so excited I was named to NextAdvisor’s inaugural list of the 25 most influential new voices ...

Personal finance

Fun and frugal: BBs third birthday party

BB’s birthday was in October, and we invited over a few of our long-term friends (from high ...

Personal finance

How we spent $400+ on extras in September

Today I write this blog post on the 25th of September. We moved to Socal on August ...

Personal finance

My Five Favorite Productivity Hacks

Financial success is a process. As with any project or goal, the first step starts with implementing ...

Personal finance

How much it cost for us to move cross country

The Save My Cents – hubby, me (pregnant), BB, and our two cats, have now successfully made ...

Personal finance

Baddie B Club ft. Save My Cents

I am so excited that I was able to connect with Brianna Dunbar, and talk about the ...

Free Download

How to Do a No Spend Challenge—and Actually Stick to It

If you have ever struggled to stick to a “no spend challenge” (or found yourself on a ...

Personal finance

Inbox Zero: 9 Easy Steps to Manage your Emails

To anyone who has thousands of unread emails crowding their inbox – there is a light at ...

Personal finance

Funding your retirement vs. funding children’s education

Many American parents face a very difficult decision: Should they fund their own retirement, or save money ...

Personal finance

The biblical case for getting out of a financially abusive marriage

Here at Save My Cents, I have a passion for spreading awareness of the devastating impact of ...

Personal finance

If Your Wallet Could Talk ft. Save My Cents

I am so excited that I was able to connect with Tiffany Yu, and talk about financial ...

Personal finance

Marriage and money

This post may include affiliate links. It costs you no money to click on them, they help ...

Personal finance

In her own words: A survivor of financial abuse shares her story

Introduction: Today’s post features a guest blogger, Emily (@emilyherself on Instagram), who reached out to me to ...

Personal finance

Four Recent NextAdvisor Articles that Featured Save My Cents

The mission of Save My Cents is to help people with their money one cent at a ...

Personal finance

Featured: NextAdvisor, Real Simple, Acorns + CNBC Grow

This past month everything was hitting differently in so many different (and good) ways. I had a ...

Debt

Guest post: How I Made $53,000 in Side-Hustles

Side hustling is a great way for someone to diversify income streams and accelerate the path towards ...

Personal finance

Guest post: Debt freedom vs. Generational Wealth

In this guest blog post, I’m so excited to have Joslyn share the perspectives as a Hispanic ...

Personal finance

Guest post: Confessions of a Money Coach

Today I’m excited to share a guest post from a fellow money coach. Entrepreneurship is not easy, ...

Personal finance

Advice I would give to high school students

I had the honor recently of dropping in on a high school club that was dedicated to ...

Personal finance

Car Maintenance Does Not Need to Be Hard

In the months that I have been spending in Southern California, all I can think about as ...

Personal finance

Renovating in NYC: Part 4 of ?

Who knew that after getting approval from the DOB, it would take another 3 months to get ...

Personal finance

How this blog reader plans meals easily using Google Calendar

When I was blogging about how to keep food costs low on Instagram, I received a really ...

Personal finance

Food prices are rising, here’s what to do about it

Your eyes are not deceiving you, food prices have increased. The main driver is because as COVID-19 ...

Personal finance

Last Twelve Month Average – the Magic Metric

The Save My Cents don’t budget by month. I mean, while we have a general sense of ...

Personal finance

Latest media features

Honored and excited to share a few times that I have been featured. Hop on over to ...

Personal finance

Renovating in NYC, part 3 of ?

The slow paperwork slog continues. I learned a lot this past month about continuing to stay on ...

Personal finance

Our baby’s first year costs

I’m going to go through, in as much detail as possible, how first year with BB cost. ...

Personal finance

Renovating in NYC: Part 2 of ?

August came and went quietly. July 27: We responded to comments made by the building engineer, after ...

Personal finance

Featured: Kiplinger – Fresh Voices in Personal Finance

I am honored to have been one of three bloggers documented in this article by Janet Bodnar ...

Personal finance

Renovating in NYC: Part 1 of ?

When we bought our home we knew we wanted to do a renovation. There are two spare ...

Debt

SAHM: your economic value is over $200K a year

“I feel like by staying at home I am not adding any value to the household” How ...

Personal finance

This YouTuber shows $10K of stuff that makes her happy

So I’ve never done this, but I’m going to break something down for you all: influencers. How ...

Personal finance

Lessons learned from when I owed thousands on my tax return

A few years after I began my photography side hustle, I worked with a CPA to file ...

Personal finance

Baby’s first year: A few of my favorite things

Children cost money. Full stop. So we have been buying a bit more online lately. We still ...

Personal finance

Budgeting: Help, I need to get my significant other on board

You’ve made your first budget by using the free spreadsheet in this blog, you’ve read a personal ...

Personal finance

Retirement: The great Roth vs. traditional debate

More than once, I have seen the Roth vs. traditional debate paralyze someone into inaction when it ...

Personal finance

Should I do this or do that?

Personal finance is a series of trade-offs. And sometimes, the trade-offs are not entirely clear, which is ...

Personal finance

How time blocking keeps my life sane

Ever wonder where your day went? How did things not get done? Work piling up? We all ...

Personal finance

How a scrappy internet entrepreneur created a lower-cost 401(k) provider for startups

In the United States, the 401(k) is the most popular employer-sponsored plan available for Americans to save ...

Personal finance

Money Mantras You Need Now and Forever

This video was originally recorded for a virtual financial summit. Due to audio issues in the recording ...

Personal finance

Shang on TV – why are the markets volatile and what can you do financially right now?

I had the honor and pleasure of appearing on FOX-2 in Detroit, as well as Living in ...

Personal finance

Boss lady advice I gave to middle school girls

This week I had the honor of being invited to present via video chat to a classroom ...

Personal finance

Everything you need to know about creating an emergency fund

Life is unpredictable! The emergency fund (EF) is incredibly powerful because it helps break the paycheck to ...

Personal finance

Healthcare coverage negotiating tips

Healthcare. Over the years I’ve come to regard the American healthcare system as a four letter word. ...

Personal finance

Featured: Journey to Launch Podcast

I’m honored to be featured today on Episode 122 of the ever talented Jamila Souffrant’s Journey to ...

Personal finance

The cost of IVF in New York City

For those who are following me on my main blogging platform, Instagram, you’ll have known that I ...

Personal finance

That time Facebook permanently deleted me, a user since day one

Sometime overnight on March 6, as I was unwinding from a long day at work (in glorious ...

Personal finance

Your home has a job for you – guest post by New York at Home

I’m so pleased to present a guest post about making wherever you live a true home. Diane ...

Personal finance

How it took 4 months to get thousands of dollars of co-op taxes returned from NYC

Given how little literature is out there, I’m going to record and give the world a bit ...

Personal finance

How to sell your clothing on Poshmark

Selling clothes is a great way to simplify your closet, earn a little money, and move your ...

Personal finance

What I learned from a weekend in Los Angeles with no car

A few years ago, if you told me that I could get around Los Angeles with no ...

Personal finance

Budget Friendly Ways to Have Fun in New York City

The following is a guest blog from Caroline, who is a multi-talented creative I have the pleasure ...

Personal finance

Healthy Meal Planning on a Budget – Part 3 of 3 – Sample Menu

I’m so honored to have my friend Alexandra Nasto guest blog for us in a 3-part post ...

Personal finance

Healthy Meal Planning on a Budget – part 2 of 3 – Cost Saving Tips

I’m so honored to have my friend Alexandra Nasto guest blog for us in a 3-part post ...

Personal finance

Healthy Meal Planning on a Budget, part 1 of 3 – How to plan

I’m so honored to have my friend Alexandra Nasto guest blog for us in a 3-part post ...

Personal finance

How to reverse the science of marketing when buying clothes – Place

Part of a multi-part series: Introduction Product Price Promotion Place “Place” to a marketer refers to all ...

Personal finance

You filed your taxes. Here’s how to prepare for next year

Tomorrow (April 17) is the official deadline to file taxes in the United States without an extension. ...

Personal finance

Save My Cents x Smart Women Invest Podcast

I just did my first podcast y’all! There is so much information for me to convey, spoken ...

Personal finance

Save My Cents x She Will Rise Q&A

Earlier this week, I had the privilege of presenting an introduction to personal finance workshop to an ...

Personal finance

Your dreams are the beginning of personal finance

A very common question I receive is: How do I even start? I don’t know what to ...

Personal finance

My No-Spend Challenge for the Winter

January and February are great months for fast starting savings because there are fewer social activities due to ...

Personal finance

Five small joys under $10 per person

Everyone needs a little bit of joy in their lives. We are human beings and for that ...

Personal finance

Book Review: Rich Dad Poor Dad by Robert Kiyosaki

One of the oldest and most classic personal finance books, this book reads more like a fiction ...

Personal finance

How to read your paycheck

The first thing you want to know when getting into personal finance, is understanding your paycheck. This ...

Personal finance

Money Lessons from Sallie Krawcheck and The Fiscal Femme

This past weekend I had the incredible luck to share the stage with Sallie Krawcheck, founder of ...

Personal finance

Inflation: The time value of money

One of the most basic assumptions we have to make in personal finance is inflation. You can ...

Personal finance

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