Debt

Personal finance

Stop cooking to recipes – my stupidly simple meal prep method

I meal prep for my family at the cost of ~$500 a month in groceries. On top ...

Personal finance

How to Do a No Spend Challenge—and Actually Stick to It

If you have ever struggled to stick to a “no spend challenge” (or found yourself on a ...

Retirement

How compound interest works for (and against) you in personal finance

Albert Einstein once said that compound interest is the eighth wonder of the world. Understanding how compound ...

Personal finance

The biblical case for getting out of a financially abusive marriage

Here at Save My Cents, I have a passion for spreading awareness of the devastating impact of ...

Debt

From bankruptcy and food stamps, to fully funding a retirement

In today’s guest post, Kelly Wallace shares how her debt drove her to deep depression, and how ...

Debt

Guest post: How I Made $53,000 in Side-Hustles

Side hustling is a great way for someone to diversify income streams and accelerate the path towards ...

Personal finance

Guest post: Debt freedom vs. Generational Wealth

In this guest blog post, I’m so excited to have Joslyn share the perspectives as a Hispanic ...

Debt

Save money and don’t go into debt this holiday season

You should not go into debt for the holidays This is my only rule that I want ...

Personal finance

Food prices are rising, here’s what to do about it

Your eyes are not deceiving you, food prices have increased. The main driver is because as COVID-19 ...

Debt

Your spending problem could be a psychological problem

There are 3 parts to wealth building according to Save My Cents: 1) Spend less than you ...

Debt

When to consider refinancing your student loans

You don’t need to be stuck with the student loans and interest rates you have today. Currently, ...

Debt

10 Steps to Student Loan Freedom – free guide

Student loans. They’re complicated (sometimes I think on purpose), not easy to pay back, and not easy ...

Debt

Most common ways to save money: Food

This is the mindset I am talking about: Food is fuel. The quality and kind of food ...

Debt

SAHM: your economic value is over $200K a year

“I feel like by staying at home I am not adding any value to the household” How ...

Personal finance

Lessons learned from when I owed thousands on my tax return

A few years after I began my photography side hustle, I worked with a CPA to file ...

Personal finance

Budgeting: Help, I need to get my significant other on board

You’ve made your first budget by using the free spreadsheet in this blog, you’ve read a personal ...

Debt

Feature: The journey of paying off $1M of debt – Naseema of Financially Intentional

I first learned about Naseema’s story when I heard about her on MissBeHelpful’s podcast. Let me just ...

Early Retirement

FIRE: From $1,700 to $1,200 a month in non-rent spending

In 2013, everything changed. I got married to Mr. Save My Cents, moved to NYC, took a ...

Debt

Budgeting: What counts as savings?

My husband and I typically calculate a savings rate for an entire year towards the end of ...

Debt

Budgeting: Five reasons why your budget is not working

So you’ve created your first budget, and you’ve been tracking for a few months. Still, you find ...

Debt

Budgeting: How to start with your first budget

Your first budget does not need to feel daunting. It simply has to work. Your budget is ...

Debt

Five Weeks to Abundance Digital Course

In 2013, I began drastically pulling back on expenses while attempting to upgrade my career prospects to ...

Debt

Credit Card Debt vs. Emergency Fund – which one?

Today’s very informative post comes from a guest blogger, Patricia Sanders! Patricia Sanders is a financial content ...

Debt

Should I do this or do that?

Personal finance is a series of trade-offs. And sometimes, the trade-offs are not entirely clear, which is ...

Debt

Why we stay in credit card debt cycles – triggers

Credit card debt is one of the most toxic forms of debt to have because it is ...

Career

30 side hustle gig ideas

There is, in my opinion, no shame in the hustle. We all land on times when we ...

Personal finance

Money Mantras You Need Now and Forever

This video was originally recorded for a virtual financial summit. Due to audio issues in the recording ...

Personal finance

Everything you need to know about creating an emergency fund

Life is unpredictable! The emergency fund (EF) is incredibly powerful because it helps break the paycheck to ...

Personal finance

Healthcare coverage negotiating tips

Healthcare. Over the years I’ve come to regard the American healthcare system as a four letter word. ...

Personal finance

The cost of IVF in New York City

For those who are following me on my main blogging platform, Instagram, you’ll have known that I ...

Debt

Setting healthy boundaries in life with other people

This is me speaking as an internet therapist, with no licensing and no qualifications. So, take this ...

Debt

Trigger, Action, Reward – how to curb your emotional spending

You ever heard of the HALT framework above? I didn’t make this phrase up, someone else ...

Debt

How to reverse the science of marketing when buying clothes – promotion

Part of a multi-part series: Introduction Product Price Promotion Place I left Promotion last because it’s the ...

Early Retirement

Not keeping up with the Joneses in New York City

Today we went out for desserts that cost $20 each. Spoiler alert. They’re beautiful, and totally not ...

Debt

How to make more money side hustling

I was recently published in this Forbes special piece about side hustling. I’m still kind of ...

Debt

The Abundance Mindset

Photo courtesy of The Now NYC I grew up with an abundance mindset. Mr. Savemycents did not. ...

Personal finance

How to reverse the science of marketing when buying clothes – Place

Part of a multi-part series: Introduction Product Price Promotion Place “Place” to a marketer refers to all ...

Debt

How to reverse the science of marketing when buying clothes – Price

Part of a multi-part series: Introduction Product Price Promotion Place Price is a loaded word. After all, ...

Debt

Sample $40 per person per week grocery budget

Below is a real life example of a grocery plan I drew up for 1 week in ...

Debt

10 ideas for a financial detox

It’s January! Historically, within the Save My Cents club, the month of January is a great time ...

Debt

How to reverse the science of marketing when buying clothes – Product

Part of a multi-part series: Introduction Product Price Promotion Place One of the first lessons in ...

Debt

How to reverse the science of marketing when buying clothes

Part of a multi-part series: Introduction Product Price Promotion Place I call my love of fashion an ...

Debt

Using a plug to save for what matters

So you just set up your budget. You added up your monthly spending over a year, divided ...

Debt

How to save money but avoid being a hermit?

The above question came through one of my friends a few weeks ago as I shared about ...

Debt

How to battle vacation envy

Let’s talk about that feeling you get that rises in your chest and then expands and chokes ...

Debt

How to stay on top of holiday shopping and opt outside

What does Black Friday (or holiday shopping in general) feel like to you? Long shopping lists? People ...

Early Retirement

Why Save My Cents

A couple years ago I came to the conclusion that it was very unlikely I would be a ...

Debt

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