Privacy Policy

Version Date: July 17, 2023

1. GENERAL

Save My Cents, Inc. (“Save My Cents, Inc.” or “we” or “us” or “our”) respects the privacy of everyone (“Sites’ visitor” “user” or “you”) that uses our website at savemycents.com, as well as other device or online applications related or connected thereto (collectively, the “Sites”).

The following Save My Cents, Inc. Privacy Notice (“Privacy Notice”) is designed to inform you, as a user of the Sites, about the types of personal information that Save My Cents, Inc. may gather about or collect from you in connection with your use of the Sites. It also is intended to explain the conditions under which Save My Cents, Inc. uses and discloses that personal information, and your rights in relation to that personal information.

The Sites are hosted in the United States and is subject to U.S. state and federal law. If you are accessing our Sites from other jurisdictions, please be advised that you are transferring your personal information to us in the United States, and by using our Sites, you are agreeing to that transfer and use of your personal information in accordance with this Privacy Notice. You also agree to abide to the applicable laws of the State of California and U.S. federal law concerning your use of the Sites and your agreements with us. If your use of the Sites would be unlawful in your jurisdiction, please do not use the Sites.

Company Information

Save My Cents, Inc.

18685 Main Street Ste 101 #183

Huntington Beach, CA 92648

2. HOW WE COLLECT AND USE YOUR PERSONAL INFORMATION

Save My Cents, Inc. gathers personal information from users of the Sites. When you browse our Sites, subscribe to our services or contact us through various social or web forms you are voluntarily sharing personal information with us. This personal information also includes various data that we collect automatically. This may be the user’s Internet Protocol (IP) address, operating system, browser type and the locations of the Sites the user views right before arriving at, while navigating and immediately after leaving the Sites. It may also include various technical aspects of user’s computer or browser and users browsing habits that are collected through cookies. Save My Cents, Inc. may analyze various mentioned personal information gathered from or about users to help Save My Cents, Inc. better understand how the Sites are used and how to make them better. By identifying patterns and trends in usage, Save My Cents, Inc. is able to better design the Sites to improve users’ experiences, both in terms of content and ease of use. From time to time, Save My Cents, Inc. may also release the anonymized information gathered from the users in the aggregate, such as by publishing a report on trends in the usage of the Sites.

When we believe disclosure is appropriate, we may disclose your information to help investigate, prevent or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of Save My Cents, Inc., our users, our employees or others; to comply with applicable law or cooperate with law enforcement; to enforce our Terms of Use or other agreements or policies, in response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us. We will notify you if permitted before undertaking such disclosures.

Save My Cents, Inc. reserves the right to transfer all information in its possession to a successor organization in the event of a merger, acquisition, bankruptcy or other sale of all or a portion of Save My Cents, Inc.’s assets. Other than to the extent ordered by a bankruptcy or other court, the use and disclosure of all transferred information will be subject to this Privacy Notice, or to a new privacy notice if you are given notice of that new privacy notice and are given an opportunity to affirmatively opt-out of it.

3. DO WE USE COOKIES?

A “Cookie” is a string of information which assigns you a unique identification that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the website. We use cookies on the Sites to keep track of services you have used, to record registration information regarding your login name and password, to record your user preferences, to keep you logged into the Sites and to facilitate purchase procedures. Save My Cents, Inc. also uses Cookies to track the pages that users visit during each of the Sites’ sessions, both to help Save My Cents, Inc. improve users’ experiences and to help Save My Cents, Inc. understand how the Sites is being used. As with other personal information gathered from users of the Sites, Save My Cents, Inc. analyzes and discloses in aggregated form information gathered using Cookies, so as to help Save My Cents, Inc., its partners and others better understand how the Sites is being used. SITES’ USERS WHO DO NOT WISH TO HAVE COOKIES PLACED ON THEIR COMPUTERS SHOULD SET THEIR BROWSERS TO REFUSE COOKIES BEFORE ACCESSING THE SITES, WITH THE UNDERSTANDING THAT CERTAIN FEATURES OF THE SITES MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF COOKIES. SITES’ USERS WHO REFUSE COOKIES ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.

Save My Cents, Inc. currently uses the following cookies on the Sites:

•  Strictly Necessary Cookies: These cookies allow certain aspects of the ads to function.

•  Performance Cookies: Embedded Scripts. An embedded script is programming code that is designed to collect information about your interactions with the Publisher Network Websites, such as the links you click on. The code is temporarily downloaded onto your computer or other device, is active only while you are connected to the Publisher Network Websites, and is deactivated or deleted thereafter. Cross-Device and Analytic Cookies: SM may use cookies in combination with the information we collect from third parties or from our affiliates such as PMC— for instance, IP addresses and unique mobile device identifiers — to locate or try to locate the same unique users across multiple browsers or devices (such as smartphones or tablets), or work with service providers that do this, in order to save your preferences across devices and analyze usage of the Publisher Network Websites.

•  Functional Cookies: These cookies allow certain aspects of the ads to function.

•  Targeting or Advertising Cookies: We and our third party partners (including advertisers) may set and access Cookies on your computer as well. We do not have control over how third parties use such cookies and similar technologies or the information derived therefrom, and this Ad Services Privacy Policy does not cover any use of information that such third parties may have collected from you or the methods used by the third-parties to collect that information. These types of cookies include: Advertising Cookies: These Cookies collect several types of data about your browsing habits, as well as your preferences for products and services. This information allows SM to serve you relevant advertisements on the Publisher Network Websites. To refuse these cookies from us or our vendors, please follow the instructions below under the section Cookie Management. Some advertisements may also contain an icon that you may click on to find out more about how to manage your advertising preferences. As of the Effective Date above, the third party partners of SM may include the following. These vendors and this list may be updated from time to time: Ad Servers DCM Sizmek Celtra Flashtalking Atlas Clipcentric Jet Pack Teads Spotible AdButler LiveIntent Tracking Vendors Nielsen Integral Ad Science (IAS) Double Verify Moat Innovid Millward Brown Digital Placed Bluekai Sizmek/Peer39 Adrizer Adobe Audience Manager DMP Salesforce DMP / Krux Neustar (aggregate knowledge) Conversant Samba TV Keywee Digioh Adjuster Delloite Google Analytics Ceros Optimera Optimizely Procter & Gamble Other JW Player Comscore Google DFP/AdX AppNexus Amazon A9 Facebook Rubicon Index Exchange OpenX Yieldbot Outbrain Taboola Zergnet Sonobi Sharethrough Polar Instinctive Criteo Triplelift Pubmatic Sovrn Kargo bRealtime DistrictM JustPremium Parsec Consumable.IO Ideon Collective UK SpotX Apester Stanza Skimlinks Captify Magnetic GumGum Inuvo Kixer Microsoft NewsCred Swoop Vibrant Video Elephant ALC Pixels/Digital Vemba Amazon – RoundForest Amazon Associates (VigLinks) Bringhub Twitter Pinterest Hotjar Chartbeat Disqus Spot.IM Confiant AdLightning Admiral Jivox Nativo Socius Youtube PowerINbox Adslot Rhombus Whizzo Chicory Fluct Pluto Gotchosen Mobkoi

4. DO WE SHARE YOUR PERSONAL INFORMATION?

General Provisions

Save My Cents, Inc. contractually prohibits its contractors, affiliates, vendors and suppliers from disclosing any personal information received from Save My Cents, Inc., other than in accordance with this Privacy Notice. These third parties may include advertisers, providers of games, utilities, widgets and a variety of other third-party applications accessible through the Sites. Save My Cents, Inc. neither owns nor controls the third-party websites and applications accessible through the Sites. Thus, this Privacy Notice does not apply to personal information provided to or gathered by the third parties that operate them. Before visiting a third party, or using a third-party application, whether by means of a link on the Sites, directly through the Sites or otherwise, and before providing any personal information to any such third party, users should inform themselves of the privacy policies and practices (if any) of the third party responsible for those Sites or applications, and should take those steps necessary to, in those users’ discretion, protect their privacy.

Third-Party Advertisers

We may use third-party advertising companies to serve ads when you visit the Sites. These companies may use information about your visits to the Sites that are contained in Cookies in order to provide advertisements about goods and services of interest to you. Using a tool created by the Network Advertising Initiative, you can opt out of several third-party ad servers’ and networks’ Cookies simultaneously. If you would like more personal information about this practice and to know your choices about not having this personal information used by these companies, please follow the following links: http://networkadvertising.org/managing/opt_out.asp, http://preferences-mgr.truste.com/, or http://www.aboutads.info/choices/.

Analytics

We may use third-party vendors, including Google, who use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize and serve ads based on your past activity on the Sites, including Google Analytics for Display Advertising. The personal information collected may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. If you do not want any personal information to be collected and used by Google Analytics, you can install an opt-out in your web browser (https://tools.google.com/dlpage/gaoptout/) and/or opt out from Google Analytics for Display Advertising or the Google Display Network by using Google’s Ads Settings (www.google.com/settings/ads).

Social Media

We may use hyperlinks on the Sites which will redirect you to a social network if you click on the respective link. However, when you click on a social plug-in, such as Facebook’s “Like” button or Twitter’s “tweet” button that particular social network’s plugin will be activated and your browser will directly connect to that provider’s servers. If you do not use these buttons none of your data will be sent to the respective social network’s plugin providers. To illustrate this further, imagine the scenario where you click on the Facebook’s “Like” button on the Sites. Facebook will receive your IP address, the browser version and screen resolution, and the operating system of the device you have used to access the Sites. Settings regarding privacy protection can be found on the websites of these social networks and are not within our control.

Third-Party Service Providers

We may share your personal information, which may include your name and contact information (including email address) with our authorized service providers that perform certain services on our behalf. These services may include fulfilling orders, providing customer service and marketing assistance, performing business and sales analysis, supporting the Sites’ functionality and supporting contests, sweepstakes, surveys and other features offered through the Sites. We may also share your name, contact personal information and credit card personal information with our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such personal information for any other purpose. You can contact us to receive our current list of providers.

If you have opted in to receiving marketing communication from us then Save My Cents, Inc. may provide your personal information to third parties, with your consent, so that those third parties may directly contact you about additional products and services. To cease having your personal information used for marketing communication purposes, you can:

•  Opt out by clicking on the unsubscribe button found in the footer of our emails

5. PRIVACY RIGHTS – EU USERS

If you reside in the European Union (EU), United Kingdom (UK), Switzerland, Norway, Lichtenstein, or Iceland, you have certain data protection rights under your local laws.

These rights may include:

•  The right to request access and obtain a copy of your personal information

•  The right to request edits or erasure of your personal information

•  The right to limit the processing of your personal information

•  Data portability right (if applicable)

•  The right to object to the processing of your personal information

If Save My Cents, Inc. relies on your consent to process your personal information, you have the right to withdraw your consent at any time. However, please note that this will not alter the validity of the processing before its withdrawal.

If you wish to exercise any of the mentioned rights please contact us by email at info@savemycents.com, or by referring to the contact details at the bottom of this Privacy Notice. Save My Cents, Inc. has 30 days to respond to your request.

If you are not satisfied with Save My Cents, Inc.’s handling of your privacy concerns please note that you have the right to complain to your local data protection supervisory authority.

List of EU supervisory authorities: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

Switzerland supervisory authority: https://www.edoeb.admin.ch/edoeb/en/home.html.

If you have any questions or comments about your privacy rights, you may email us at info@savemycents.com.

6. PRIVACY RIGHTS – CALIFORNIA USERS

Do Not Sell My Personal Information Notice – California Consumer Privacy Act (CCPA)

Save My Cents, Inc. has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. Save My Cents, Inc. will not sell personal information in the future belonging to Sites’ visitors, users and other consumers.

If you are under 18 years of age

If you have registered account with Save My Cents, Inc., you have the right to request the removal of unwanted personal information that you publicly post on our Sites. To request the removal of such information, please contact us using the contact information provided below. Make sure to include your account’s email address and a statement that you reside in California.

“Shine the Light Law”

California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, personal information about the personal information (if any) we disclosed to third parties for direct marketing purposes in the preceding calendar year. If applicable, this personal information would include a list of the categories of the personal information that was shared and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to the address listed below.

7. CHILDREN

The Children’s Online Privacy Protection Act (“COPPA”) protects the online privacy of children under 13 years of age. We do not knowingly collect or maintain personal information from anyone under the age of 13, unless or except as permitted by law. Any person who provides personal information through the Sites represents to us that he or she is 13 years of age or older. If we learn that personal information has been collected from a user under 13 years of age on or through the Sites, then we will take the appropriate steps to cause this personal information to be deleted. If you are the parent or legal guardian of a child under 13 who has become a member of the Sites or has otherwise transferred personal information to the Sites, please contact Save My Cents, Inc. using our contact personal information below to have that child’s account terminated and personal information deleted.

8. DO-NOT-TRACK NOTICE

Most web browsers and some mobile operating systems include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. The Sites currently do respond to DNT browser signals or mechanisms.

9. GOVERNING LAW

Disputes over privacy issues contained in this Privacy Notice will be governed by the law of the State of California. You also agree to abide by any limitation on damages contained in our Terms of Use, or other agreement that we have with you.

10. PRIVACY NOTICE CHANGES

Save My Cents, Inc. may, in its sole discretion, change this Privacy Notice from time to time. Any and all changes to Save My Cents, Inc.’s Privacy Notice will be reflected on this page and the date of the new version will be stated at the top of this Privacy Notice. Unless stated otherwise, our current Privacy Notice applies to all personal information that we have about you and your account. Users should regularly check this page for any changes to this Privacy Notice. Save My Cents, Inc. will always post new versions of the Privacy Notice on the Sites. However, Save My Cents, Inc. may, as determined in its discretion, decide to notify users of changes made to this Privacy Notice via email or otherwise. Accordingly, it is important that users always maintain and update their contact personal information.

11. CONTACT

If you have any questions regarding our Privacy Notice, please contact our Data Protection Officer at:

Save My Cents, Inc.

18685 Main Street Ste 101 #183

Huntington Beach, CA 92648

Email: info@savemycents.com